Transparent,
Subscription Pricing
Flat monthly subscription plus less than 1% per transaction (capped at $15). All plans include a customer self-service portal, and support for 195+ countries.
Choose Your Plan
Every plan includes our core features. Upgrade anytime as your business grows.
Freelancer
Perfect for solo professionals
Everything included:
- Up to 3 invoices/month
- Up to 10 customers
- Email delivery
- QR code generation
- Customer self-service portal
Limitations:
- Limited to 1 team member
- 3 invoices per month maximum
Starter
Perfect for small businesses
Everything included:
- Up to 50 invoices/month
- Email & SMS delivery
- QR code generation
- Customer self-service portal
- Basic analytics
- Email support
Limitations:
- Limited to 2 team members
- Basic templates only
- Standard support
Professional
Most popular for growing teams
Everything included:
- Unlimited invoices
- Multi-channel delivery
- Advanced QR features
- Customer self-service portal
- Subscription management for customers
- Real-time analytics
- Priority support
- Custom branding
- API access
Enterprise
For large organizations
Everything included:
- Everything in Professional
- Unlimited team members
- White-label customer portal
- Branded subscription management
- Dedicated account manager
- Uptime SLA
- Custom integrations
- Advanced security
- Compliance certifications
- Phone support
Fees, upfront
Our platform fee is just 0.30% (capped at $15 for Starter, $10 for Pro+). Stripe processing fees are additional and vary by region.
- •US cards: 2.9% + $0.30 per transaction
- •European cards: 1.5% + €0.25 per transaction
- •International cards: 3.9% + $0.30 per transaction
Total cost = Platform fee (0.30%, capped) + Stripe processing fee. Exact fees vary by card type and issuer.
Compare Plans
Detailed breakdown of what's included in each plan
| Features | Freelancer | Starter | Professional | Enterprise |
|---|---|---|---|---|
| Monthly Invoices | 3 | 50 | Unlimited | Unlimited |
| Team Members | 1 | 2 | 10 | Unlimited |
| Email & SMS Delivery | ||||
| QR Code Generation | ||||
| Mobile App | ||||
| Analytics & Reporting | Basic | Basic | Advanced | Enterprise |
| API Access | ||||
| Custom Branding | ||||
| Webhook Integrations |
How We Compare
See why businesses choose Paganki over other platforms
| Features & Pricing | 🚀Paganki | 💳Stripe Billing | 📚QuickBooks | 📖FreshBooks | ⬛Square |
|---|---|---|---|---|---|
| Monthly Price (Freelancer) | $5.99/mo | $0 (pay-as-you-go) | $35/mo | $19/mo | $0 (Free tier) |
| Total Processing Cost | ~3.2% + $0.30 | 2.9% + $0.30 | 2.9% + $0.25 | 2.9% + $0.30 | 2.9% + $0.30 |
| Platform Fee Cap | $15 (Starter), $10 (Pro+) | None | None | None | None |
| After Cap Reached | Only 2.9% + $0.30 | N/A | N/A | N/A | N/A |
| Setup Fee | $0 | $0 | $0 | $0 | $0 |
| Contract Required | No | No | No | No | No |
| Features | |||||
| Customer Self-Service Portal | Limited | Limited | Basic | ||
| Subscription Management | Limited | Plus plan ($29/mo) | |||
| QR Code Invoices | |||||
| Multi-Channel Delivery | Email only | Email only | Email only | Email only | |
| Automation Rules | Limited | Basic | Basic | Limited | |
| Custom Branding | Professional+ | Requires coding | Limited | Plus plan ($29/mo) | |
| Real-time Analytics | Basic | Basic | Basic | Basic | |
| Team Collaboration | Up to 2 users | Additional cost | Up to 5 users | Up to 5 users | Unlimited |
| Mobile PWA App | Mobile app | Mobile app | Mobile app | ||
| International Payments | 195+ countries | 195+ countries | Limited | Limited | Limited (US, CA, UK, AU, JP) |
Competitor pricing accurate as of January 2025. Processing fees include both payment processor (Stripe) and platform fees. Actual fees vary by region, payment method, and card type. All prices in USD.
Why Businesses Choose Paganki
Lower Processing Fees
Only 0.30% platform fee on top of Stripe (total ~3.2% + $0.30) - significantly lower than competitors
Platform Fee Cap Protection
Our 0.30% platform fee caps at $15 (Starter) or $10 (Pro/Enterprise). After that, you only pay Stripe's 2.9% - perfect for high-value invoices
Modern QR Code Invoices
Customers pay in 60 seconds by scanning QR codes - no other platform offers this
True Global Support
Accept payments from 195+ countries in 135+ currencies with full localization
Complete Customer Portal
Full self-service portal where customers manage subscriptions, invoices, and payments 24/7
Powerful Automation
Automate recurring billing, payment reminders, and invoice workflows to save hours every week
Got Questions?
Everything you need to know about our pricing and plans
All plans include a flat monthly subscription fee plus less than 1% per transaction (capped at $15 per transaction). You get Uptime SLA, PCI-compliant security, and support for 195+ countries and 135+ currencies.
No, we do not offer a free trial or free tier. Our pricing is subscription-based with transparent monthly fees plus transaction charges. This allows us to provide enterprise-grade service with Uptime SLA to all customers.
We'll notify you when you're approaching your limits. For invoice limits, you can either upgrade your plan or wait until the next billing cycle. We never charge overage fees without your explicit consent.
Yes! We offer 50% discounts for verified nonprofits and educational institutions. Contact our support team with your organization details to get started with our special pricing.
We accept all major credit cards (Visa, MasterCard, Amex), PayPal, and ACH bank transfers for annual plans. All payments are processed securely with bank-level encryption.
No setup fees, no long-term contracts. You can cancel anytime with just one click from your account settings. If you cancel, you'll continue to have access until the end of your current billing period.
Ready to Get Started?
Join businesses worldwide using Paganki to get paid in 60 seconds