Transparent,
Subscription Pricing
Start with a 7-day free trial. Flat monthly subscription with no platform fee — you pay only Stripe's standard processing. All plans include a customer self-service portal, and support for 195+ countries.
- 50,000+
- Businesses Worldwide
- 2M+
- Invoices Sent
- 100%
- Uptime SLA
Choose Your Plan
Every plan includes our core features. Upgrade anytime as your business grows.
Freelancer
Perfect for solo professionals
Everything included:
- Up to 3 invoices/month
- Up to 10 customers
- Email delivery
- QR code generation
- Customer self-service portal
Limitations:
- Limited to 1 team member
- 3 invoices per month maximum
Starter
Perfect for small businesses
Everything included:
- Up to 50 invoices/month
- Email & SMS delivery
- QR code generation
- Customer self-service portal
- Basic analytics
- Email support
Limitations:
- Limited to 2 team members
- Basic templates only
- Standard support
Professional
Most popular for growing teams
Everything included:
- Unlimited invoices
- Multi-channel delivery
- Advanced QR features
- Customer self-service portal
- Subscription management for customers
- Real-time analytics
- Priority support
- Custom branding
- API access
See what you'd save
Most billing tools charge $19–$35 a month before they even touch your payments. Paganki starts at $5.99 — and adds $0 on top of Stripe.
$348.12 a year
On $5,000 processed, our markup is $0 — and it stays $0 at any volume.
Stripe's standard processing (2.9% + $0.30 in the US) applies on any platform — we simply don't add a markup on top of it.
Competitor pricing based on published list prices as of June 2026. Your actual costs may vary by plan and region.
Fees, upfront
We charge no platform fee. You pay only Stripe's standard processing, which varies by region.
- US cards: 2.9% + $0.30 per transaction
- European cards: 1.5% + €0.25 per transaction
- International cards: 3.9% + $0.30 per transaction
Total cost = Stripe's standard processing fee. No platform fee added. Exact fees vary by card type and issuer.
Compare Plans
Detailed breakdown of what's included in each plan
| Features | Freelancer | Starter | Professional | Enterprise |
|---|---|---|---|---|
| Monthly Invoices | 3 | 50 | Unlimited | Unlimited |
| Team Members | 1 | 2 | 10 | Unlimited |
| Email & SMS Delivery | ||||
| QR Code Generation | ||||
| Mobile App | ||||
| Analytics & Reporting | Basic | Basic | Advanced | Enterprise |
| API Access | ||||
| Custom Branding | ||||
| Webhook Integrations |
How We Compare
See why businesses choose Paganki over other platforms
| Features & Pricing | Paganki | Stripe Billing | QuickBooks | FreshBooks | Square |
|---|---|---|---|---|---|
| Monthly Price (Freelancer) | $5.99/mo | $0 (pay-as-you-go) | $35/mo | $19/mo | $0 (Free tier) |
| Total Processing Cost | 2.9% + $0.30 | 2.9% + $0.30 | 2.9% + $0.25 | 2.9% + $0.30 | 2.9% + $0.30 |
| Platform Fee | $0 (none) | None | None | None | None |
| Extra Markup on Stripe | None — Stripe rates only | N/A | N/A | N/A | N/A |
| Setup Fee | $0 | $0 | $0 | $0 | $0 |
| Contract Required | No | No | No | No | No |
| Features | |||||
| Customer Self-Service Portal | Yes | Limited | Limited | Yes | Basic |
| Subscription Management | Yes | Yes | No | Limited | Plus plan ($29/mo) |
| QR Code Invoices | Yes | No | No | No | No |
| Multi-Channel Delivery | Email only | Email only | Email only | Email only | |
| Automation Rules | Yes | Limited | Basic | Basic | Limited |
| Custom Branding | Professional+ | Requires coding | Limited | Yes | Plus plan ($29/mo) |
| Real-time Analytics | Yes | Basic | Basic | Basic | Basic |
| Team Collaboration | Up to 2 users | Additional cost | Up to 5 users | Up to 5 users | Unlimited |
| Mobile PWA App | Yes | No | Mobile app | Mobile app | Mobile app |
| International Payments | 195+ countries | 195+ countries | Limited | Limited | Limited (US, CA, UK, AU, JP) |
Competitor pricing accurate as of June 2026. Processing fees include the payment processor (Stripe) plus any platform fee the provider adds — Paganki adds none. Actual fees vary by region, payment method, and card type. All prices in USD.
Why Businesses Choose Paganki
No Platform Fee
We add 0% on top of Stripe — you pay just Stripe's standard ~2.9% + $0.30, nothing extra. Competitors tack on their own fees.
Keep 100% of What You Charge
No platform fee on any invoice, no matter how large. Beyond Stripe's standard processing, every dollar stays yours - perfect for high-value invoices
Modern QR Code Invoices
Customers pay in 60 seconds by scanning QR codes - no other platform offers this
True Global Support
Accept payments from 195+ countries in 135+ currencies with full localization
Complete Customer Portal
Full self-service portal where customers manage subscriptions, invoices, and payments 24/7
Powerful Automation
Automate recurring billing, payment reminders, and invoice workflows to save hours every week
Got Questions?
Everything you need to know about our pricing and plans
All plans are a flat monthly subscription with no platform fee — you pay only Stripe's standard processing. You get Uptime SLA, PCI-compliant security, and support for 195+ countries and 135+ currencies.
Yes! All plans include a 7-day free trial. You can explore all features risk-free. Your card will be charged when you create your first invoice or when the trial ends, whichever comes first. If you're not satisfied, you can cancel anytime during the trial at no cost.
We'll notify you when you're approaching your limits. For invoice limits, you can either upgrade your plan or wait until the next billing cycle. We never charge overage fees without your explicit consent.
Yes! We offer 50% discounts for verified nonprofits and educational institutions. Contact our support team with your organization details to get started with our special pricing.
We accept all major credit cards (Visa, MasterCard, Amex), PayPal, and ACH bank transfers for annual plans. All payments are processed securely with bank-level encryption.
No setup fees, no long-term contracts. You can cancel anytime with just one click from your account settings. If you cancel, you'll continue to have access until the end of your current billing period.
Ready to Get Started?
Start your 7-day free trial today. No commitment, cancel anytime.
7-day free trial • No charge until first invoice or trial ends • Cancel anytime