Skip to content
Skip to Content
THE COMPLETE BILLING PLATFORM

Quote, Bill, Get Paid,
Tracked End-to-End.

Everything that happens after a customer says yes — AI-drafted quotes, one-click invoices, recurring billing, a customer portal, payment tracking, disputes and team workflows. One platform that helps you look bigger and get paid faster, from $5.99/mo.

195+ Countries
135+ currencies supported
Quote → Paid
Full lifecycle, one platform
From $5.99/mo
6x less than QuickBooks
Invoice #INV-0042
Acme Studio
Paid
Design retainer
40 hrs
$3,200.00
Brand assets
1
$850.00
Priority support
1 mo
$120.00
Total$4,170.00
EVERYTHING IN ONE PLATFORM

Everything billing. One platform.

From the moment a customer asks for a quote to the moment the money lands — every step is built in, every event is tracked, every channel is covered.

AI Quote Intelligence

Describe a job in plain words; get a priced, client-ready quote in seconds. The AI writes the document — pricing is calculated by your own rules, so it never invents a number. Learns from your past quotes, in 5 languages.

Explore AI quoting

Invoices in Under a Minute

Build a professional invoice in under a minute — line items, taxes, discounts, your branding. Every invoice generates a secure one-click payment link.

See all invoicing features

Email, SMS, WhatsApp or QR

Reach every customer the way they prefer. Email for traditional invoicing, SMS or WhatsApp for direct delivery, or a QR code for in-person collection — built in, no add-ons.

Explore multi-channel delivery

Real-Time Payment Tracking

Know the moment an invoice is viewed, paid, ignored, refunded or disputed. Every delivery, attempt, and event is logged — instant alerts, full audit trail.

See payment tracking in action

Recurring Billing & Subscriptions

Schedule recurring invoices, manage subscription plans, run automated billing cycles and dunning. From a one-off invoice to a subscription product — all in one place.

See recurring and subscriptions

Customer Self-Service Portal

Customers view invoices, manage subscriptions, download receipts and pay — 24/7 without contacting you. Cut down on billing inquiries and free up your team.

Explore the customer portal

Disputes, Refunds & Credits

Handle chargebacks with evidence submission, issue full or partial refunds, apply customer credits to future invoices. Every action is logged and reportable.

See dispute and refund tools

Team Roles & Shared Workflows

7 role types from owner to viewer. Shared catalogs, invoice templates, automation rules and a complete activity log so every team member moves at the same speed.

See team plans and pricing
HOW WE USE AI

AI that does the busywork — not the guessing

Three places AI works for you, and one line it never crosses: it never invents your prices.

AI writes the quote. Your rules set the price.

Describe the job in plain words. AI detects the trade, structures the line items and writes the client-ready scope — while every dollar is calculated by transparent pricing rules you can audit. The AI never invents a number.

AI drafts your warranties and reminders.

Turn a coverage checklist into clear, plain-language warranty terms, and let AI write payment reminders in your own voice — always constrained to exactly what you promised.

It learns your business, in 5 languages.

Every quote you send sharpens the next. Paganki adapts to your services, pricing and wording — and works in English, Spanish, German, French and Italian.

WHY PAGANKI

Why Businesses Switch to Paganki

The features your current platform doesn't have

6x Lower Monthly Cost

From $5.99/mo

Start at $5.99/mo. QuickBooks charges $35/mo. FreshBooks charges $19/mo. Same features — quoting, invoicing, recurring, portal — at a fraction of the price.

AI Built In, Not Bolted On

AI in every plan

AI drafts your quotes, warranties and customer follow-ups — but pricing stays rule-based and auditable, so the AI never invents a number. Included in every plan: no AI add-on fee, no per-document charge.

Customer Self-Service Portal

Fewer support tickets

Every plan includes a full customer portal. Your clients view invoices, manage subscriptions, and pay — 24/7 without contacting you.

No Platform Fee

$0 platform fee

We charge no platform fee at all. You pay only Stripe's standard processing (2.9% + $0.30) and keep 100% of everything else. Competitors add their own markup on top of Stripe — we don't.

NEW · WARRANTIES & GUARANTEES

Stand behind your work — in writing.

Optional warranties and guarantees on every invoice. AI-drafted from your own coverage list. No lawyer required.

You define the coverage

Explicitly list what IS and what is NOT covered. The AI never invents promises you didn't make.

AI writes the document

Professional, plain-language warranty terms drafted in seconds — in any of 5 languages.

Lands on the invoice PDF

Renders inside the invoice your customer already opens. No second email, no extra portal.

Learn how it works

Optional per invoice or per catalog item · Included in every plan

GROW WITH CONFIDENCE

Punch above your weight.

Everything you need to look like a bigger business and win more of the work — from the first quote to the final receipt.

Professional quotes in seconds

Respond while the customer is still deciding, with a polished, itemized quote that builds trust on the spot.

Branded invoices & warranties

Your logo, your colors, a written guarantee — the details that make a small shop look established.

A 24/7 customer portal

Clients pay, download receipts and manage subscriptions themselves — the self-service big companies offer.

Respond first, win more

Speed and polish win jobs. Automated reminders and instant delivery keep your cash flowing.

How It Works

01

Set up your account

Sign up in 2 minutes — connect Stripe, configure your catalog, invite your team. Done.

02

Quote, invoice, or schedule

AI-assisted quote, one-minute invoice, or recurring billing plan — pick the workflow, hit send.

03

Get paid, track everything

Customer pays one-click. You get instant alerts, full payment tracking, and disputes / refunds when you need them — all in one place.

FROM OUR CUSTOMERS

Trusted by Businesses Worldwide

We switched from QuickBooks and cut our billing costs dramatically. Between the QR codes for our retail locations and the recurring billing for our service plans, we run our whole back office on Paganki.
Multi-location retailer
Switched from QuickBooks
The customer portal changed everything. My clients stopped emailing me for invoices. Payment reminders go out automatically. I spend zero time on billing now.
Service business owner
Customer portal user
I'm a freelance designer juggling quotes, invoices and recurring retainers for 20+ clients. Setup took minutes, my first invoice was paid the same day, and I pay a fraction of what I paid elsewhere.
Freelance designer
20+ retainer clients
READY TO CONSOLIDATE BILLING?

Stop juggling tools. Run billing on one platform.

Start your 7-day free trial. No credit card required. Plans from $5.99/mo with no platform fee — only Stripe's standard processing.

7-day free trial • No credit card required • Cancel anytime